Bad Credit? No Credit? No Problem!

Good credit means much more than being able to buy a car. Your credit can be the key to helping you own a home, having nice things and even help you get a better job. We understand that sometimes good people have bad credit. It can be caused by many problems like job loss, medical bills, bankruptcy and even divorce. And once your credit is damaged, it takes dedication and time to improve.

We will work with you to find a vehicle that fits your lifestyle and budget. Even if you have been turned down for a car loan at a bank or other dealerships, we offer fast approval for just about everyone, regardless of your credit history. Not only that, but we will help to improve your credit rating with our Park Credit Program! And if your personal situation changes, we will help you into a different vehicle.

Helping Improve your Credit since 1957

Everyone deserves to have a reliable vehicle. Have you found that your credit score is holding you back from purchasing the car of your dreams? If this is your situation, you're in luck! At Park Chrysler Jeep in Burnsville, MN, our team of dedicated finance specialists will work with you if you have poor or bad credit, or even if you don't have any credit established at all. Getting behind the wheel of a new or pre-owned Chrysler or Jeep vehicle is indeed possible here at Park Chrysler Jeep.

Browse our vast new inventory as well as our impressive used inventory to view all that we have to offer on our lot. If you have any questions or would like additional information, reach out using our online contact form or give our team a call at 952-260-1562 and we'll happily assist you.

What If I Have No Credit?

No credit? No worries! Our finance specialists will work with you and your unique circumstances to generate no credit financing options and plans. Obtaining a car with no credit history has never been easier.

I Have Bad Credit, What Can I Do?

Is your credit score not as high as you'd like? We'll work with you to find a vehicle that fits your unique budget and lifestyle. Not only that, but we will help to improve your credit rating with our Park Credit Program!

How to Get Approved / Apply for Financing

Take the first step to driving a new Chrysler or Jeep vehicle when you apply for financing. Complete our quick and easy finance application to get pre-approved. Even if you've been turned down for a car loan at a bank or other dealerships, we offer fast approval for just about everyone, regardless of your credit history.

Contact us online with any questions you may have or call 952-260-1562 to speak with a finance specialist.

Frequently Asked Questions

What is subprime credit?

A subprime borrower is an individual with a less-than-perfect credit rating who is struggling to secure a traditional loan. Lenders will usually charge subprime borrowers a higher interest rate on loans because of their low credit score.

Can I get a car even with no credit history?

At Park Chrysler Jeep, this is indeed possible! Our finance specialists will work with you to develop a payment solution.

How do I rebuild my credit?

There are many things you can do to boost your credit situation, including:

• Check your credit report
• Arrange to catch up on your payments
• Pay your bills on time
• Pay off your debt

* The advertised price does not include sales tax, vehicle registration fees, other fees required by law, finance charges and any documentation charges. A negotiable administration fee, up to $115, may be added to the price of the vehicle.

* Images, prices, and options shown, including vehicle color, trim, options, pricing and other specifications are subject to availability, incentive offerings, current pricing and credit worthiness.